BusinessWeek: A Virtual Revolution

” When it came to technology, First National Bank of Nebraska
Inc. had too much of a good thing. The holding company, with 21
banks and 110 branches in the Midwest, had loaded up on gear in the
1990s. It ran online-banking Web sites on 30 Unix servers and
handled more than 500 internal applications on 560 small servers
running Microsoft Corp.’s Windows. But since many of the machines
handled just one application, the system was woefully inefficient.
The bank’s techies did the math and discovered that they were using
only about 12% of their potential computing power. Senior
Vice-President Ken Kucera decided to rip up and start over…”

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