Most of the buzz around The Cloud is devoted to commercial services such as Google’s online apps, Amazon’s cloud services, and tablets and smartphones that are shortchanged on storage because they want to suck you into commercial cloud services. While commercial cloud services can be convenient, they also have well-known downsides like service outages, and lack of privacy and security. If you live within reach of government snoop agencies (like anywhere on planet Earth), or are subject to laws such as the Sarbanes-Oxley Act (SOX) or Health Insurance Portability and Accountability Act (HIPAA), then you need to keep your data under your control. Which I think is the wisest policy in any case.